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PayPal Moves to Become a Bank: The Battle for an ILC Charter Begins

20 Dec 2025 · 3 min read

PayPal Moves to Become a Bank: The Battle for an ILC Charter Begins

The payments giant has officially filed to form 'PayPal Bank,' seeking to bypass third-party partners and lend directly to small businesses. The move reignites the debate over mixing commerce and banking.

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FDIC Proposes Strict 'Subsidiary-Only' Framework for Bank-Issued Stablecoins

20 Dec 2025 · 3 min read

FDIC Proposes Strict 'Subsidiary-Only' Framework for Bank-Issued Stablecoins

New federal proposal mandates that banks isolate digital asset risks in separate subsidiaries, marking a pivotal step in implementing the 2025 GENIUS Act.

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